Watch Video: How to Activate and Load your Visa® Prepaid Card

Getting Started Is As Easy As 1-2-3 


Step One

It’s simple. Just provide us with your name and BVN.  We’ll have a new SkoyPay Visa® prepaid card personalized with your name on it.

You’ll get a notice within 7-10 business days of your request informing you of where to go pick up your new card!

It takes less than a minute. Order your SkoyPay card today!

Step  Two

Once your new personalized card is picked up by you in-person at the StanbicIBTC closest to you, you must activate it before you can use it.
Card Activation is easy and fast:

  • Activation takes only about 1 minute
  • You can activate it at any StanbicIBTC ATM
  • Create an online account for managing your money
  • Signup for Preferred Alerts text messages

Or Activate Your Card by Dialing +234 SKOY-PAY


Step Three

  • Set up Free Direct Deposit of your pay or Government Benefits.
  • Visit any of our SkoyPay Reload Network Locations to add cash or checks (fees may apply)
  • Transfer funds from any PayPal® account, a current or savings account or another SkoyPay card account.

Gerenciando Seu Dinheiro

Você está no controle de seu dinheiro

  • Faça o login no Centro de Contas on-line para ver seu saldo, o seu depósito e histórico de transações.
  • Pagar contas on-line instantaneamente, ou agendar pagamentos recorrentes ou futuros.
  • Crie um orçamento. Ficar dentro de um orçamento é fácil quando você usar nossas ferramentas de planejamento.
  • SkoyPay Alertas Mobile. receber uma mensagem de texto no instante em que o seu dinheiro está disponível, e acompanhar o seu saldo da conta cartão após cada transação.
Skoypay Prepaid Card, Prepaid Cards in Nigeria

Using The Card


Make purchases anywhere Visa® debit cards are accepted

  • Make purchases at stores, over the phone and online.
  • Withdraw cash at ATMs worldwide.
  • Pay bills, rent, and other necessities




Block 31, Plot 64 Gabby Adeosun Street,
Off Admiralty Way, Lekki Phase 1,
Victoria Island, Lagos, Nigeria.
PHONES+234 708 643 7840


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IMPORTANT INFORMATION FOR OPENING A NEW CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, enrollment requires all financial Institutions and their third-party service providers to obtain, verify, and record Information that Identifies each person who opens a card Account. What this means for you: When you open a Card Account, we will ask for your name, street address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your Bank Verification Number (BVN), driver’s license or other identifying documents. In accordance with federal regulations, until it is activated and registered, a prepaid card is subject to initial load limitations, may not be used for ATM use, international transactions or account-to-account transfers, or be reloaded.

  • “Guaranteed Approval” is contingent upon passing this mandatory identification confirmation.
  • There are costs associated with the use and reloading of the Card Account. See the Cardholder Agreement and the online Account Center for information about the costs, terms, and conditions.
  • Some bill payment services are subject to fees. See the online Account Center for details about the range of methods offered through third-party service providers.
  • To minimize losses, Cardholder must notify SkoyPay promptly of any loss of the card or compromise of the Card Account. Other terms apply. See the Cardholder Agreement for details.
  • Direct Deposit and earlier availability of funds are subject to payor’s support of this feature and timing of payor’s funding. Check with your payor to find out when the direct deposit of funds will start.
  • Fee may be assessed by reload location and may vary from location to location.

SkoyPay Visa Prepaid Cards are issued by Stanbic IBTC, pursuant to a license from Visa International. Skoybus Services Limited, is an authorized Independent Sales Organization of Stanbic IBTC. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details