Apply Today – 99.9% Guaranteed Approval

Get a SkoyPay Visa® Prepaid Card!

Nigeria finally has an easy way to get a card without the traditional hassles of a checking account.

Use SkoyPay Prepaid Card to:

  • Pay bills and make purchases online;
  • Make payments online and at any POS terminal in Nigeria and Internationally;
  • Withdraw cash on ATMs;
  • Receive payment;
  • Use it when you can’t use cash – everywhere Visa debit cards are accepted;
  • Protect your money – carrying a card is safer than carrying cash

Automatic Enrollment of Preferred Rewards:
Get access to incredible online deals and offers. Simply use your SkoyPay card to purchase online and redeem in-store or have shipped to your home!

Add Money With Ease
Put money on your card at any of our issuing bank branch locations. Retail loading locations coming soon!  SkoyPay is Safe, Secure and Trusted!


Please Provide All Required Fields




Block 31, Plot 64 Gabby Adeosun Street,
Off Admiralty Way, Lekki Phase 1,
Victoria Island, Lagos, Nigeria.
PHONES+234 708 643 7840


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IMPORTANT INFORMATION FOR OPENING A NEW CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, enrollment requires all financial Institutions and their third-party service providers to obtain, verify, and record Information that Identifies each person who opens a card Account. What this means for you: When you open a Card Account, we will ask for your name, street address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your Bank Verification Number (BVN), driver’s license or other identifying documents. In accordance with federal regulations, until it is activated and registered, a prepaid card is subject to initial load limitations, may not be used for ATM use, international transactions or account-to-account transfers, or be reloaded.

  • “Guaranteed Approval” is contingent upon passing this mandatory identification confirmation.
  • There are costs associated with the use and reloading of the Card Account. See the Cardholder Agreement and the online Account Center for information about the costs, terms, and conditions.
  • Some bill payment services are subject to fees. See the online Account Center for details about the range of methods offered through third-party service providers.
  • To minimize losses, Cardholder must notify SkoyPay promptly of any loss of the card or compromise of the Card Account. Other terms apply. See the Cardholder Agreement for details.
  • Direct Deposit and earlier availability of funds are subject to payor’s support of this feature and timing of payor’s funding. Check with your payor to find out when the direct deposit of funds will start.
  • Fee may be assessed by reload location and may vary from location to location.

SkoyPay Visa Prepaid Cards are issued by Stanbic IBTC, pursuant to a license from Visa International. Skoybus Services Limited, is an authorized Independent Sales Organization of Stanbic IBTC. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details